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Indiana gym membership cancellation laws

Health Spa Services Act · Ind. Code ch. 24-5-7 · Last verified October 21, 2026

Indiana gives 3 full business days to cancel. Notice must be in writing and delivered in person or by certified or registered mail, along with your membership cards. You can also cancel for death, total disability, or if the club moves or closes more than 5 miles away. Moving away is not a cancellation right in Indiana.

Write a Indiana cancellation letter

Cooling-off period (right to cancel after signing)

Cancel before midnight of the third full business day after you sign. Refund within 30 days.

Ind. Code § 24-5-7-5(b), (d)

How to give notice

Written notice in any form, delivered in person or mailed by certified or registered mail to the seller at the address in the contract, accompanied by your membership cards.

Other reasons you can cancel

Disability / deathDeath, or total disability for the life of the contract: you or your estate may cancel and get the unused portion of payments refunded. (Ind. Code § 24-5-7-6)
Club closes or movesThe club moves more than 5 miles from its original location, or closes and your contract isn't transferred to a similar facility within 5 miles: you may cancel. (Ind. Code § 24-5-7-6)
Indiana's gym statute, as summarized here, has no general move-away cancellation right. Your contract may still include one.
Verify with your gym:
  • The Indiana Attorney General notes the Act does not let you cancel because you move. Check your contract for a relocation clause.

These laws set minimum terms gym contracts must include. Your contract may give you more. Exemptions can apply (for example, some nonprofits). This is a plain-English summary, not legal advice; read the statute and your contract, or contact your state attorney general's consumer protection office.

Cancel a specific gym in Indiana

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FAQ

Can I cancel a gym membership in Indiana after signing?

Cancel before midnight of the third full business day after you sign. Refund within 30 days. (Ind. Code § 24-5-7-5(b), (d))

How do I give notice to cancel a gym contract in Indiana?

Written notice in any form, delivered in person or mailed by certified or registered mail to the seller at the address in the contract, accompanied by your membership cards.

Can I cancel my gym membership if I move away from Indiana?

Indiana's gym-contract statute, as summarized here, does not include a general move-away cancellation right. Check your contract for a relocation clause.

Sources