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Illinois gym membership cancellation laws

Physical Fitness Services Act · 815 ILCS 645 · Last verified October 21, 2026

Illinois gives 3 business days to cancel for a full refund, counted from the first business day after you sign (7 calendar days if the gym isn't open yet). It also lets you cancel if you move more than 25 miles away with no comparable center, or because of death or disability.

Write a Illinois cancellation letter

Cooling-off period (right to cancel after signing)

You can cancel within 3 business days after the first business day after you sign ("business day" = any day the facility is open) for a full refund. If the facility hadn't opened yet or you didn't buy at an existing facility, you get 7 calendar days.

815 ILCS 645/6(a)(1)

How to give notice

In writing, delivered by certified or registered mail to the address in the contract, online at the center's website (if you signed up online), or to the email address given in the contract (if any). Refunds are due within 30 days.

Other reasons you can cancel

Moving awayRelocation farther than 25 miles, when the center can't designate a comparable center within 25 miles of your new home: you can cancel and pay only for time before you show reasonable evidence of the move, plus any fee in the contract capped at 10% of the unused balance or $50, whichever is less. (815 ILCS 645/6(a)(2))
Disability / deathDeath or disability: you or your estate pay only for the time before the death or onset of disability. The center may require reasonable evidence. (815 ILCS 645/6(a)(3))

These laws set minimum terms gym contracts must include. Your contract may give you more. Exemptions can apply (for example, some nonprofits). This is a plain-English summary, not legal advice; read the statute and your contract, or contact your state attorney general's consumer protection office.

Cancel a specific gym in Illinois

FAQ

Can I cancel a gym membership in Illinois after signing?

You can cancel within 3 business days after the first business day after you sign ("business day" = any day the facility is open) for a full refund. If the facility hadn't opened yet or you didn't buy at an existing facility, you get 7 calendar days. (815 ILCS 645/6(a)(1))

How do I give notice to cancel a gym contract in Illinois?

In writing, delivered by certified or registered mail to the address in the contract, online at the center's website (if you signed up online), or to the email address given in the contract (if any). Refunds are due within 30 days.

Can I cancel my gym membership if I move away from Illinois?

Relocation farther than 25 miles, when the center can't designate a comparable center within 25 miles of your new home: you can cancel and pay only for time before you show reasonable evidence of the move, plus any fee in the contract capped at 10% of the unused balance or $50, whichever is less. (815 ILCS 645/6(a)(2))

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